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Foreclosure Assistance.  Stop Foreclosure.

Facing Default or Foreclosure?  Feeling Helpless?

Life throws us so many curveballs, and the unbearable stress of not having the financial health to make loan payments, leaves us feeling helpless.  And, in today’s market, it’s more difficult for homeowners to sell or refinance properties because they are encumbered by mortgages higher than the value of the houses themselves. 

Foreclosure CAN be avoided!  There is hope. And, you have every right to explore your options with no up-front costs! 

HOW WE HELP!
Stop Foreclosure Now LLC is rapidly becoming of the Nation’s most impressive loss mitigation servicing companies.  Our organization helps homeowners in hardship that may be facing default, foreclosure or bankruptcy with work-out plans.  A result of our efforts include loan modification, forbearance programs, short sale pay-offs and other arrangements deemed as a viable solution to helping property owners get a fresh start, protect credit, and reduce liabilities. Negotiating on the property owners behalf, we help alleviate both lender and mortgagee by creating mutual agreements to help borrowers save or sell their home.

If you have been experiencing hardship for some time, we encourage you to consult with us at NO COST whatsoever. If you are late on mortgage payments or have received a notice of default or property auction, it is imperative to understand your options without delay. If you've tried to contact your lender and have not received a contact back, it is likely due to the economic climate. You are not alone.

HOW DO I GET STARTED?
Call or visit us online, or ask your listing agent for our loss mitigation application. Your information is confidential and gives our organization and network of professionals, the ability to have your case reviewed. We will contact you, typically within 24 hours of your submission, to help assess the options that may be available to you.

If you are trying to save your home from default or foreclosure there are several plans for qualified applicants. Stop Foreclosure Now and our networked community of realtors, attorneys, buyers and investors, and private lenders are made available to you after application submission for additional support, free consultations, and service that may be deemed necessary to help avoid foreclosure.  Just know that help is available.  Click Here For A No Cost Consultation

Qualifiers Can Include:

• DIVORCE

•  UPSIDE-DOWN

• LATE ON PAYMENTS

•  NO EQUITY / MINIMAL SAVINGS

• ILLNESS / MEDICAL COSTS

• INCOME CHANGE / JOB LOSS

• RECEIVED NOTICE OF DEFAULT / AUCTION

• TURNED DOWN FOR REFINANCING

THE TIMING IS NOW!

• Nearly 20% of homeowners in Florida are facing foreclosure.
• An estimated $514 billion in variable-rate loans are projected to reset to higher rates this year, followed by $398 billion in 2009.
• Foreclosure filings are up 112% during the first three months of 2008 compared with the same period a year ago.
• 1 of every 6 sub-prime nationwide borrowers is in default.

• Over 15 million homes currently have no equity.

  ARE THERE ANY UPFRONT COSTS? No fee is due before such time of eligibility, which includes consultations and reviews for pre-approval.  Should you choose our services after eligibility is determined, a minimum small upfront fee of $595 may be required and is fully refundable should we be unsuccessful providing with a solution and successful mitigation.  Refer to our working agreement for details.

What is a Short Sale?
If you’ve listed your home or looking to sell, our loss mitigation team will work with your lenders to help satisfy your mortgage balance at a lower pay-off, in turn, giving you a better chance to avoid foreclosure by helping your listing agent price your home more attractively to those looking to make a purchase at a discount.  We strive to help alleviate you from any judgment liens by helping our network of real estate agents understand how offers should contain specific agreements, disclosures and contingencies from the buying party.

What is Loan Modification?
If you have incurred a long term financial hardship, we can assist you in supplying the appropriate information to lender to take the measures necessary to modify the term(s) of your mortgage. A lower interest rate and/or extension of the term of the mortgage can be established, resulting in lower payments. Several lenders require additional fees that may apply.  Your taxing on your property must be current to be eligible for a modification. Other lien holders and/or mortgages must agree to be subordinated to the first mortgage. All requests are subject to your lender's approval.

Why do Lenders Accept Short Sales or Loan Modification Thru SFN?

• Administration costs are better alleviated by having the right facilitator
• It is highly expensive for lenders to foreclose a property 
• They are lenders, and are not in business to buy and sell real estate
• A REO (banked-owned property) is a liability, not an asset to the bank
• Most lenders are REQUIRED to have an amount up to SIX Times the retail value of each REO in reserves  
• Protection of their banking charter
• We understand what is required for a mitigation success with the Nation’s Largest Lenders

Benefits to You:

• Know Your Options

• Help Yourself From Foreclosure

• Our Back-Office Team Has Unparalleled Success

•  Access to Top-Notch Legal Defense Teams and Professionals

• Less Credit Damage than Foreclosure or Bankruptcy

• Simple and Inexpensive Relief

• Opportunity for a Fresh Start

NEXT STEPS TO HELPING YOU:

1. Complete the submission form below or call us now, or contact your REALTOR and ask to be sent a “Property Owner Loss Mitigation Package”. 
2. We’ll call to arrange a no-obligation no-cost consultation usually within 48-72 hours to discuss your specific situation and options.  
3. Know Your Options and Help Avoid Foreclosure.

Property Owner Submission Form

Your information is held strictly confidential. Your name or information will not be shared, stored, or sold beyond the scope of providing help with your specific situation. Due to California State law, we may be unable to assist homeowners in California that have received a "Notice of Default"

an asterick * means the field is required.

* First Name
* Last Name
* Email Address
* Phone
Alternate Phone
Fax
* Work Phone		Ext
Best Time To Call	Morning Afternoon Evening
Subject Property Address
* City
* State	Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming	* Zip
1st Mortgage Lender Name
2nd Mortgage Lender Name
1st Mortgage Balance Est
2nd Mortgage Balance Est
Home Equity Line Balance
* Taxes Paid?	Yes No
* Behind in Payments?	Yes No
If so, how many months?	0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24
Received Notice of Default?	Yes No
Received Auction Date?	Yes No
Auction Date
Reason for hardship Job Loss          Income Change           Upside Down           Health/Medical           Divorce           No Equity       Too Many Repairs     Other (please explain)
* Are you looking to sell or afford better payments and keep your home?  Keep Sell
* Is the home listed?	Yes No
How long has it been listed for?
If so, please provide Agents Name
Please provide Agents Phone
* Would you open to talking with one of the Realtors or listing agents in our Network? Yes No
Have you retained an attorney? Yes No
* Would you like to know about our network of attorneys and how they may have affordable solutions for you?   Yes No
Mailing Address
* City
* State	Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming	Zip
* SFN Agent Referral ID
	Who referred you?  The SFN Agent ID is typically located on materials you may have received before visiting us online. If you don’t know please put n/a.
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